Recession-Proof your earnings by leveraging your existing network.

Turn your referrals into a steady income stream. Partner with Smart Settlements, and let every closed deal boost your earnings.

How Smart4Life Works.

As a Smart4Life ambassador, you have the potential to increase your earnings. But how exactly does it work? Let’s take a closer look.

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Step 01

Become a Smart4Life Ambassador.

Start by signing up to become a Smart4Life Ambassador, it’s totally free to join!

Step 02

Make a Referral.

Introduce a new real estate agent, like Sally, to Smart Settlements.

Step 03

Your Referral Makes a Cash transaction.

Sally sends her first cash transaction to Smart Settlements and names you as her Smart4Life Ambassador.

Step 04

You Earn Your Share.

Once Sally’s transaction closes, you receive a profit share from the gross proceeds on the 21st of the following month.

Step 05

Continue to Earn.

Every subsequent cash transaction Sally sends credits to you as her ambassador. It’s a relationship that keeps giving!

Step 06

Grow Your Network.

If Sally becomes a S4L Ambassador and introduces her own agents, YOU EARN from their transactions too! This continues for up to five levels.

Join the Smart4Life Program Today!

Join other real estate professionals who are increasing their earnings as a Smart4Life ambassador and experience the benefits that come with it.

Earnings Estimator

How much could you earn as a S4L Ambassador? Use our Earning Calculator to get an estimate.

Why Choose Smart4Life?

Why Smart4Life

Cash Deals Accross States

Did you know? The percentage of real estate transactions that are cash deals varies by state. Here’s a quick breakdown.

Why Smart4Life

Growth of Cash Deals

Last year, nearly a third of U.S. homes were purchased entirely in cash.  

In the last six years, South Florida has consistently been one of the top places for homes bought with cash. 

Did you know 56 percent real estate transactions in Naples are cash transactions?

Frequently Asked Questions

Find answers to the most common questions.

How often will I get paid?

You’ll receive your profit share from the transactions on the 21st of the following month after a deal closes.

How many levels can I earn from?

You can earn from up to five levels of ambassadors under you.

Is there a limit to how many agents I can introduce?

No! The more agents you introduce, the more you can earn.

What transactions qualify for the program?

Only cash real estate transactions referred to Smart Settlements qualify.

How much does it cost to join?

It’s totally free to become a Smart4Life Ambassador.